This 2-hour workshop is designed for individuals who are looking to take control of their debt and create a clear plan to pay off high-interest balances, such as credit card debt, student loans, and personal loans. Tackling debt can feel overwhelming, but with the right strategies and mindset, it's entirely possible to break free from the burden and build a healthier financial future. In this workshop, participants will learn effective debt management techniques, including prioritizing payments, negotiating with creditors, and exploring consolidation and refinancing options. The goal is to provide participants with practical tools and actionable steps to reduce and eliminate bad debt while avoiding common pitfalls that lead to further debt accumulation.
 
Topics to cover:
How to prioritize debt payments (debt snowball vs. debt avalanche methods)
How to negotiate with creditors
Consolidation and refinancing options
How to avoid accumulating more debt
 
Workshop Goals:
Create a Debt Repayment Plan: Equip participants with strategies for prioritizing their debt payments using the most effective methods (Debt Snowball and Debt Avalanche).
Negotiate with Creditors: Teach participants how to confidently negotiate with creditors to lower interest rates, reduce payments, or explore other relief options.
Explore Debt Consolidation & Refinancing: Help participants understand when and how to use consolidation or refinancing to simplify debt repayment and lower interest rates.
Prevent Future Debt: Provide actionable advice on how to avoid falling back into debt, including budgeting, building an emergency fund, and improving financial habits.
 
 
By the end of this workshop, participants will have a clear understanding of how to prioritize and manage their debts, negotiate with creditors, and explore strategies like consolidation and refinancing. They will leave with a personalized action plan to reduce their debt, improve their financial well-being, and take steps toward a debt-free future.
 
Please be advised that we are not licensed financial advisors, and the information we provide should not be construed as financial advice. All materials, tools, and content shared are intended solely for educational purposes. Our services are grounded in financial education based on personal experience, thorough research, reputable sources, and historical trends. We strongly recommend that you perform your own due diligence and seek guidance from a licensed financial advisor prior to making any financial decisions. While we believe in the value of the products and services we offer, financial education is a dynamic and evolving field. No single resource or perspective should serve as the sole basis for your decisions. It is also important to recognize that financial strategies carry inherent risks, and there is always the potential for financial loss. We encourage you to approach your financial decisions with careful consideration and due caution.